From Messy Notes to Conversational AI Accounting — The Story Behind kheAI

It started, as most problems do, with a pile of receipts and a half-empty coffee cup.

A friend — let’s call her Aida — runs a tiny online bakery in Penang. Her cakes are gorgeous, her customers loyal, her weekends fully booked. But when tax season came around, her desk looked like a storm had passed through:
sticky notes, crumpled invoices, random screenshots of bank transfers.

Accounting software? Too complicated. I just text myself the amounts in WhatsApp

Then… I forget.

she told me.

That night, I stared at my Telegram chats.
If people already talk about their money here, why not make the chat itself the accounting tool?

The First Version: Talking to My Accountant Bot

I hacked together a quick Telegram bot. You could send it a message like:

Paid rent RM800

It would reply instantly:

[Recorded] Debit: Rent Expense RM800 Credit: Cash RM800

Aida tried it. Her first reaction wasn’t “Wow, AI!” — it was:

Wait… I don’t have to log in anywhere?

That’s when I knew:
The real magic wasn’t AI — it was zero friction.

What kheAI Does Now

Today, that scrappy bot has grown into kheAI — a chat-first AI accountant that fits in your Telegram.

Here’s what it can do for you:

Turn messages into double-entry records (English, Malay, Chinese — even “rojak” chat style)
Generate financial statements on demand (/income_statement, /balance_sheet)
Manage your Bitcoin treasury, with live BTC price in RM and inflation-aware allocation tips
Export to CSV for your accountant — or for tax submissions

Under the hood, Redis 8 powers:

Fast AI responses (semantic caching)
Smart categorization (vector search)
Immutable audit logs (Streams & TimeSeries)

Why Bitcoin Treasury?

I’ve been in Bitcoin since the days when people still argued about whether it was “real money.”
For small businesses, holding just a little BTC — maybe 3% of monthly profit — can be a hedge against inflation.
kheAI gives you:

The latest BTC price in RM
Suggested allocation based on your cash flow
Safety reminders (because volatility is real)

For Malaysian Microbusinesses

Let’s be honest:
Most small businesses here don’t need — or want — big, complicated accounting systems. They need:

Simple — no training, no new app to download
Mobile-first — works on the same phone they run their business from
Localized — understands “sewa,” “duit masuk,” and “bayar gaji” instantly

That’s kheAI’s sweet spot.

How You Can Try It

If you can send a message, you can do your books.

Open Telegram
Search for @kheAIbot
Send: Sales RM500 ot Bitcoin price now?
Watch the magic happen.

The Road Ahead

I built kheAI because I believe tools should adapt to people, not the other way around.

Next up:

GST/SST-ready reports
Auto-recognition of bank transaction CSVs
Group chat mode (so teams can share one ledger)

Aida still bakes in Penang.
Her Telegram is cleaner now — no random money notes scattered between cat memes and customer messages.
And every time she checks her monthly profit, she smiles at the tiny line that says:

Bitcoin Treasury: RM412 (0.0012 BTC)

It’s not just bookkeeping anymore.
It’s freedom, one message at a time.